App contender

This is Clutch.

Know your carry

clutchcard.app Business, Finance & Legal Listed Aug 21, 2026
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Global rank#304
Category rank#15
Lifetime points0
Tracked visits1
Duel record0–0
Selection rate—
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The short version

What is This is Clutch.?

Clutch is a mobile application designed to track credit card annual fees and associated credits. It operates entirely on-device, requiring no account creation, bank logins, or data syncing.

What makes it different

The application functions without collecting user data, requiring no accounts or bank logins, and stores all information locally on the user's device.

Product capabilities

Key features

  • Credit card annual fee tracking
  • Credit expiration countdowns
  • Fee meter visualization
  • Card recommendation based on purchase category
  • Annual fee renewal analysis

Ways to use it

Use cases

  • Tracking credit card credits
  • Monitoring annual fee value
  • Deciding whether to keep or cancel a credit card
  • Identifying which card to use for specific purchases

Who it is built for

Best for

Credit card holders

At a glance

Strengths & considerations

Strengths

  • No data collection
  • No account required
  • No bank login required
  • On-device data storage

Things to consider

  • Manual setup required
  • Does not automatically sync with bank accounts

Plan information

Pricing

Modelunknown
Starting priceunknown

The provided text does not specify pricing information.

Free access

unknown

Prices and plans can change. Confirm current terms on the official pricing page before purchasing.

Compatibility & availability

Technical details

Platforms & channels

iOS

Languages

English

Quick answers

This is Clutch. FAQ

Does Clutch collect my data?

No, Clutch does not collect data, and no data is disclosed.

Do I need to create an account to use Clutch?

No, the app does not require an account or bank logins.

Does Clutch cancel my credit cards for me?

No, Clutch never cancels anything; the decision to keep or cancel a card remains with the user.

Explore nearby ideas

Tags

FinanceCredit CardsPersonal FinancePrivacy-focused

Research trail

Official sources

These pages were used for the factual profile above. They may change after the research date.

  1. Official website

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