App contender
Notch — Know where your money goes
Private expense tracking for iPhone & iPad
The short version
What is Notch — Know where your money goes?
Notch is an offline-first expense tracking application designed for managing both solo and shared spending. It allows users to log income and expenses, monitor recurring charges, and analyze spending patterns without requiring an account.
Notch operates completely offline by default, keeping all financial data on the user's device, with optional cloud sync and on-device AI processing for voice entries.
Product capabilities
Key features
- Fast expense tracking for cash, bank, and credit card accounts
- Shared accounts for partners, roommates, or friends
- Subscription monitoring
- Spending analytics including category breakdowns and trends
- Data export to CSV, Excel, or PDF
- Voice entry with on-device processing
- Offline-first functionality
- No account required
Ways to use it
Use cases
- Tracking personal expenses
- Managing shared household or group spending
- Monitoring recurring subscriptions
- Preparing financial data for taxes or reimbursements
Who it is built for
Best for
At a glance
Strengths & considerations
Strengths
- Works completely offline
- Data stays on the device by default
- No account creation required
- Supports shared accounts with contribution tracking
Things to consider
- Cloud sync is optional and must be manually enabled
- Voice entry processing is limited to on-device AI
Plan information
Pricing
The app is free to download.
The app is free to download.
Prices and plans can change. Confirm current terms on the official pricing page before purchasing.
Compatibility & availability
Technical details
Platforms & channels
Languages
Official destinations
Links
Quick answers
Notch — Know where your money goes FAQ
Do I need an account to use Notch?
No, Notch does not require an account.
Is my financial data stored in the cloud?
Notch works offline by default and keeps data on your device. Cloud sync is optional and only runs if you choose to turn it on.
Can I share my expenses with others?
Yes, you can invite partners, roommates, or friends to shared accounts to see contributions in a live feed.
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Official sources
These pages were used for the factual profile above. They may change after the research date.
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