App contender
Capital Gurus® - Small Business Loans and Financing
Small Business Loans and Financing
The short version
What is Capital Gurus® - Small Business Loans and Financing?
Capital Gurus is a capital solutions provider that connects businesses with financing options through a network of funding providers. Founded in 2023, the company offers a centralized application process for term loans, lines of credit, and equipment financing.
Provides a single application process to access multiple financing options from a network of funding providers.
Product capabilities
Key features
- Line of Credit
- Term Loans
- Equipment Financing
- Partner affiliate program
- Lending platform for partners
- Soft credit pull application
Ways to use it
Use cases
- Business expansion
- Purchasing equipment
- Covering unexpected expenses
Who it is built for
Best for
At a glance
Strengths & considerations
Strengths
- Application process uses a soft credit pull in the US
- Single application for multiple financing options
- Fast application process
Things to consider
- Requires 1 year in business
- Requires $100,000 in annual business revenue
- Requires 625 minimum FICO score
- Requires 3 months of business bank statements
- Funding providers in the network often require daily or weekly payments
Plan information
Pricing
Costs are determined by the specific funding provider issuing the loan offer.
Not applicable
Prices and plans can change. Confirm current terms on the official pricing page before purchasing.
Compatibility & availability
Technical details
Platforms & channels
Languages
Official destinations
Links
Quick answers
Capital Gurus® - Small Business Loans and Financing FAQ
What are the minimum requirements to apply?
Applicants must have been in business for at least 1 year, have $100,000 in annual business revenue, and a minimum personal FICO score of 625.
Does applying affect my credit score?
In the US, the company performs a 'soft pull' which does not impact your personal credit score, unless your credit file is restricted.
What information is required to apply?
Applicants need their Business Tax ID (EIN), Social Security number, estimated annual gross revenue, average bank balance, and the last 3 months of business bank statements.
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Official sources
These pages were used for the factual profile above. They may change after the research date.
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